Cleveland, Ohio
In Cleveland, Ohio, the need for police professional liability insurance has been underscored by several high-profile incidents and ongoing efforts to reform police practices. The city has been under a Consent Decree since 2015 due to findings of excessive use of force and other misconduct1. This has led to increased scrutiny and legal challenges, making liability insurance crucial for the city’s police department.
Internal Affairs and Misconduct
The Internal Affairs Bureau in Cleveland handles investigations into police misconduct. In recent years, there have been numerous complaints and investigations, leading to various disciplinary actions2. The presence of liability insurance helps cover the financial costs associated with these investigations and any resulting settlements or judgments.
Ohio Statewide
Across Ohio, police departments face similar challenges with misconduct and the need for liability insurance. The state has seen a significant number of civilian complaints and legal actions against police officers4. Liability insurance is essential to manage the financial impact of these claims and ensure that police departments can continue to operate effectively.
National Statistics
Nationally, the need for police professional liability insurance has grown due to increased legal challenges and public scrutiny. Claims and lawsuits against law enforcement personnel often stem from allegations of misconduct, excessive force, and civil rights violations3. Settlements and judgments can reach millions of dollars, highlighting the importance of comprehensive liability coverage.
Key Points
- Cleveland, Ohio: High-profile incidents and ongoing reforms have increased the need for liability insurance.
- Internal Affairs: Investigations into misconduct are common, and liability insurance helps cover associated costs.
- Ohio Statewide: Similar challenges exist across the state, with numerous complaints and legal actions.
National Trends: Increased legal challenges and public scrutiny have made liability insurance essential for law enforcement agencies
We obtained data on 714 Police and 88 Sheriff’s Depts in the state of Ohio.
The Rising Need for Law Enforcement Liability Insurance
Internal Affairs Bureau Annual Report 2019
Police Oversight & Accountability
